About Innovative Capital Mortgage

Welcome to

Innovative Capital Mortgage

At Innovative Capital Mortgage, our steadfast dedication lies in facilitating your navigation through the intricate realm of home financing. Whether you're a first-time homebuyer or a seasoned homeowner, our team is committed to expertly guiding you through the mortgage process with a focus on expertise, unwavering transparency, and a steadfast commitment to realizing your financial objectives.

Buy a Home in MS

JB Broughton

Operations Manager

I have over 30 years of mortgage expertise to make every transaction for our clients seamless and successful. Our team will we be available to give you personal service with the best rates and programs from your initial consultation to the closing table. I pride myself on being available to answer any question or concerns and solve any issues that come up in the process of purchasing or refinancing your home. Buying or Refinancing your home does not have to be a stressful process. When Banks so NO we say YES. Whether you are a first time buyer or a seasoned home owner I will make your next transaction a success.

Anna Wagner

Mortgage Loan Originator | NMLS# 2705546

With a passion for helping others achieve their dreams of homeownership, Anna brings a unique blend of financial expertise and real estate knowledge to Innovative Capital Mortgage. As both a licensed MLO and dedicated real estate agent, Anna understands every step of the home buying process and is committed to guiding her clients with clarity, care, and confidence.

Troy Harmer

Mortgage Loan Originator | NMLS ID: 2732124

Buying a home is one of the biggest financial decisions most people ever make, and my goal is to make the process as simple, transparent, and stress-free as possible. Whether you’re buying your first home, upgrading to your dream home, or refinancing, I’ll be here to guide you every step of the way. As a life-long Muskingum County resident, I’m excited to serve my community, build new relationships, and help people turn their homeownership goals into reality. If you or someone you know is thinking about buying or refinancing, I’d love to be a resource. Please reach out anytime, I’m here to help!

Here’s to new beginnings and helping more families get the keys to their future.

Our Story

Innovative Capital Mortgage was founded in 1986 with a vision to make it fast, easy and affordable for every homebuyer in Mississippi to find a suitable mortgage.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to connect clients with ideal home loans while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

Mortgage Broker in Meridian, MS

Schedule Your Consultation Today

If you are ready to move into your Mississippi dream home and the ideal mortgage for your needs, please give us a call now a (601) 686-0445 to schedule your consultation. Your path to homeownership starts right here with Innovative Capital Mortgage.

See What Our Clients Are Saying About Us!

Charyn O.
Charyn O.
12:16 31 May 24
I contacted JB to get help with finding a mortgage company to help us qualify for a new home. JB went above and beyond any expectations that we had. I have recommended JB to other people who are looking for an honest decent and reliable mortgage broker. The process we went through was long and tedious JB was there to help every step of the way. I would give him 10 stars if that was available. Thank you, JB for everything you’ve done for our family.
Mark C.
Mark C.
19:08 03 Jan 24
JB is a true professional in his field, he is very well seasoned in his profession and knows his product lines very well!When I shopped around ,he always had the lowest rates available for his loans and supplied me with a variety of options to select from explaining all the pros and cons.Amazing experience!Mark
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Charyn O.
Charyn O.
12:16 31 May 24
I contacted JB to get help with finding a mortgage company to help us qualify for a new home. JB went above and beyond any expectations that we had. I have recommended JB to other people who are looking for an honest decent and reliable mortgage broker. The process we went through was long and tedious JB was there to help every step of the way. I would give him 10 stars if that was available. Thank you, JB for everything you’ve done for our family.
Mark C.
Mark C.
19:08 03 Jan 24
JB is a true professional in his field, he is very well seasoned in his profession and knows his product lines very well!When I shopped around ,he always had the lowest rates available for his loans and supplied me with a variety of options to select from explaining all the pros and cons.Amazing experience!Mark
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