July 15, 2025
6 Reasons to Refinance
Is your mortgage still serving all your financial needs? Or do you sometimes wish you could make some changes? Refinancing
Shop Mortgage
Options & Compare
Rates For FREE!
Use one of our quick & easy tools
to find out what you qualify for!
Welcome to
Innovative Capital Mortgage
At Innovative Capital Mortgage, we're dedicated to helping you navigate the intricate world of home financing. Whether you're a first-time homebuyer, a seasoned homeowner, we're here to guide you through the mortgage process with expertise, transparency, and a commitment to your financial goals.
We Offer These Types of Loans
Understanding the Loan Process
3 Simple Steps to Pre-Approval which is extremely valuable in the competitive market.
1.
Schedule A FREE
Consultation
2.
Develop A Mortgage
Plan with your
Consultant
3.
Apply and receive
a same day FREE no
obligation approval
Free Mortgage Checklist to help you get started.
Top Tips for Home Buyers
Over 7 pages Of AMAZING info that will change the way you look at Home Buying! Based on real world examples from our mortgage experts.
Home Buying ChecklistTips to Refinance Your Home
Over 7 pages Of AMAZING info that will change the way you look at Cash Out Mortgage Refinancing! Based on real world examples from our mortgage experts.
Refinance ChecklistLearn From Our Experience
June 15, 2025
Frequently Asked Questions About Reverse Mortgages
A reverse mortgage is a lending product for seniors that allows a qualifying borrower to take out a loan against
Homebuyers and homeowners in MS have two options when shopping for a mortgage for home purchase or refinance: they can
April 15, 2025
5 Steps to Identifying the Ideal Type of Home Loan
When you are trying to choose a mortgage, you will discover quickly that there is not just one option. Many
March 15, 2025
How to Choose a Mortgage Broker in Meridian, MS
There are a lot of great deals on real estate in Meridian, MS. The cost of living here is lower
See What Our Clients Are Saying About Us!
Charyn O.
12:16 31 May 24
I contacted JB to get help with finding a mortgage company to help us qualify for a new home. JB went above and beyond any expectations that we had. I have recommended JB to other people who are looking for an honest decent and reliable mortgage broker. The process we went through was long and tedious JB was there to help every step of the way. I would give him 10 stars if that was available. Thank you, JB for everything you’ve done for our family.
Mark C.
19:08 03 Jan 24
JB is a true professional in his field, he is very well seasoned in his profession and knows his product lines very well!When I shopped around ,he always had the lowest rates available for his loans and supplied me with a variety of options to select from explaining all the pros and cons.Amazing experience!Mark
Your Homeownership Journey Starts Here
Make Innovative Capital Mortgage your partner in achieving your homeownership dreams. please give us a call today (601) 686-0445 to schedule your consultation. Your path to homeownership starts right here with Innovative Capital Mortgage.
© Innovative Capital Mortgage | All Rights Reserved
Legal | Terms of Use | Privacy Policy | TCPA Consent
Innovative Capital Mortgage. All information contained herein is for informational purposes only and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or commitment to lend. Although and subject to underwriting approval. Some products may not be available in all states and restrictions apply.
Charyn O.
12:16 31 May 24
I contacted JB to get help with finding a mortgage company to help us qualify for a new home. JB went above and beyond any expectations that we had. I have recommended JB to other people who are looking for an honest decent and reliable mortgage broker. The process we went through was long and tedious JB was there to help every step of the way. I would give him 10 stars if that was available. Thank you, JB for everything you’ve done for our family. Mark C.
19:08 03 Jan 24
JB is a true professional in his field, he is very well seasoned in his profession and knows his product lines very well!When I shopped around ,he always had the lowest rates available for his loans and supplied me with a variety of options to select from explaining all the pros and cons.Amazing experience!Mark ×